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looking forward and looking back

January 1st, 2007 at 10:40 pm

I don't know but I sure can hope and work towards a few things.

Be better at working towards financial freedom
Sticking to a budget (hard one for me)
Eating out less (goes hand in hand with sticking to a budget)
Sticking to my portions
Spending more time at home

Looking back at the past year, we've bought a house and incurred a lot of debt buying it, but I know it's worth it. Buying a home to live in is always a win. We paid off a bunch of credit cards and got two new ones with cash back and reward points. Our 401(k)s have had a personal rate of return of over 12% and we each started a Roth IRA. . This year, I'd like to have money in our savings to cover at least 3 months of expenses.


Easter Brunch

April 17th, 2006 at 04:08 pm

Last year, we went out to brunch and it came out to about $350 for 4 adults, 1 child and our toddler was free. This year we decided to host easter brunch at home for about 30 people and we spent about $200, most of it was for an 18lb ribeye roast that I turned into prime rib. It was yummy. There was enough for everyone. We also had ham and a bunch of other items plus my sis made a beautiful fruit platter and a coconut tapioca dessert. I made an apple tart. yummy!

Bump in the road

April 10th, 2006 at 10:27 pm

We decided to return a vacuum cleaner to Costco this past weekend. Wohoo, I got $500 back and then turned around to buy items for the house - A cheaper vacuum, stocking up the pantry and a bunch of other stuff we were meaning to pick up. I ended up paying $24 on top of my refund. I felt bad for spending the money but happy that I returned one item and came back with 30 items.

First Entry

April 7th, 2006 at 05:15 pm

I found my way here by way of the Personal Finance Advice Page. My sister posted the link on her blog and I began clicking away.
I think it'll be cool to chronicle our journey to financial freedom.
We recently paid of 3 credit card accounts through a credit counseling agency. Wohoo! It felt good. We have 3 more accounts to pay off through them and hopefully we can clear that out in the next three months.
We've just bought our first house and the spending has been out of control, which I prepared for by saving. We're going to be looking at our budget and going to do our best to stick to it.